One thing in life is certain - you won't be sitting at the same desk from the day you start to the day you retire. In fact, there's a good chance you won't even be in the same industry! Job security, no matter how big of an asset you are to a company, is a fleeting thing. Fact is, businesses grow and change; they downsize and change management all of the time!

Sometimes you can't avoid getting laid off.

What happens when you have been earning x-amount of dollars monthly and almost suddenly that is cut in half?! Will you be able to survive financially?

Here are two ways to make sure that you and your family can cope with losing a job (or, in other words, an income):

1. Be Marketable- Never lose site of the fact that you need to continue to build and develop your own skill sets. The job place is a competitive environment; if you are going to compete for some of the best positions out there, you need to have developed skill sets prior to the job interview. Take a realistic look at your resume; how impressive is it really? Could you use a bit more education? Maybe your weak in a some particular job experience that you need. Find the loop holes and fill them! No matter what industry you're looking to get into, you need to work on your personal skill sets.

2. Keep Your Options Open- In other words, have a plan b,c, and d. If you were to lose your job tomorrow, where would you go? Do you know where you'd look or who you'd call? How much money would you be making? Financially, are you and your family going to be able to cope with that number? The last thing you want to have happen when losing your position at work is what your next move will be. Have a plan.

The average person changes careers and jobs a number of times throughout their lifetime. If that's the case, you probably won't be the exception. Be prepared!